Thursday, April 17th, 2014 | Finance
You hear commercials about consolidation loans all the time on the radio and see them on TV. These are usually ads for debt consolidation loans that are typically used to consolidate consumer debt, such as credit cards, car loans, or store charge cards. The main advantage here is that you can replace many high interest loans with a single loan at a much lower interest rate. The disadvantage is that you have to put your house on the line as security for the new loan.
That's where student ...
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Wednesday, April 16th, 2014 | Finance
By Jakob Jelling http://www.cashbazar.com
Some time in your life you will need a new car. You may not want
to have the burden of a new car debt, but you may find there are
very few alternatives. There are some simple things you can look
for that will help reduce the amount of money every month.
Depending on your credit situation, a car loan can be very easy
or rather difficult. Even though there are dealerships that
specialize in selling people cars with bad credit, the purchaser
must realize ...
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Tuesday, April 15th, 2014 | Education
When you consolidate student loans the process is often long and sometimes difficult. Many students will find it confusing with obstacles that are tiring. For that reason is best to consolidate student loans as quickly as possible after graduation. For the most part, the student loan company will handle the difficult issues when you consolidate student loans. A student loan consolidation combines several payments into a single much lower monthly payment. When you consolidate student loans it ...
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Monday, April 14th, 2014 | Finance
An ACS student loan is one that is serviced by Affiliated
Computer Services, Inc., a company that is known for outsourcing
technology and business solutions. Many universities use the ACS
student loan because of the company's reputation for using
technology to smooth over some of the more difficult aspects of
loan services. With an ACS student loan, students can make
payments online, instantly see the status of an account, change
personal details like name and address, and receive ...
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Sunday, April 13th, 2014 | Finance
Studies take a back seat when debts begin to hold a prominent
place in students' finances. Guardians would find this strange,
since most guardians feel that they send their wards more than
enough money to meet the needs of their wards. The needs have a
very narrow definition that includes not more than basic
necessities. For all other needs, students have to depend on
external sources like friends and moneylenders. The problem
arises when debts become unmanageable because of its size.
Student ...
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Saturday, April 12th, 2014 | Finance
Copyright 2005 Dean Shainin
There are several advantages when you get a federal student loan
consolidation. You can take advantage of fixed interest rates,
lower monthly payments, one payment each month, get payment
incentives and get new or renewed deferments.
There is usually not a minimum loan balance required with this
type of loan program. Also, you have the option of which loans
you may want to include and money saving payment incentive plans
with some federal student loan consolidation ...
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Friday, April 11th, 2014 | Finance
Copyright 2005 Dean Shainin
With the cost of education going through the roof, going to
college can be very costly. Many students don't have thousands
of dollars to pay their way through college. This is why so many
college students use student loans and federal student loans to
get themselves through college. When it comes time to pay back
their student loans, it can be a real burden and a distraction
from their career.
Today's career minded students can get help with the burden of
having ...
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Thursday, April 10th, 2014 | Finance
By Jakob Jelling http://www.cashbazar.com
Applying for a home loan may not be the most exciting way to
spend your time, but if you are like many potential homeowners,
it is probably a necessary evil. If you have some knowledge of
the process ahead of time, however, it will go much more
smoothly.
Home loan applications tend to be very long, but if you are
prepared ahead of time you can finish the application procedure
without breaking a sweat. Before you begin filling out the form,
make sure you ...
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Wednesday, April 9th, 2014 | Finance
Are you concerned that bad credit will prevent you from going
to college? While it is true that finding student loans with
excellent interest rates is easier if you have a sterling credit
rating, bad credit student loan aid is possible. For example,
the most popular US Department of Education loan, the Stafford
loan, assumes that most applicants will be going to college
straight from high school, and will not have a credit rating
yet. Therefore, Stafford loans do not even consider the ...
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Tuesday, April 8th, 2014 | Finance
Although US Department of Education student loans are the most
common form of financial aid, sometimes families find they need
an alternative student loan to get their children through
college. For one thing, competition is rising to secure the
limited number of federal student loans, and if your application
is not received early, you might not receive any aid. At the
same time, the maximum loan amount available through a Stafford
loan has stayed the same for over ten years, while tuition ...
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